How Home Loans Work in Texas Read More . An approved lender will tell you what price home you are pre-qualified for and issue you a Veteran Mortgage pre-approval letter. A VA Certificate of Eligibility is required to determine if you have eligibility for the VA Home Loan benefit. A Texas VA.
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Land Loans. The VLB Veterans Land Loan Program is the only one of its kind in the nation-giving Texas Veterans and Military Members the opportunity to borrow money to purchase land at below-market interest rates while only requiring a minimum 5% down payment. Learn More
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Home equity loan application & Loan Guidelines. Some Texas laws regarding home equity loan procurement include: Restrictions on mortgage debt: Borrowers can’t owe more than 80 percent of the market value of their home on their mortgage and home equity loans combined. That means if you already have a $40,000 mortgage against a home worth $80,000.