Current Prevailing Student Loan Interest Rate

In August 2013, the Bipartisan Student Loan Certainty Act was signed into law, tying federal student loan interest rates to prevailing market rates. In their current form, the interest rate levels for the various types of federal student loans are based on the yield of the 10-year Treasury Note auction, plus an increment.

Compare interest rates and payment terms to find the best loan for you. Terms you should know When you apply for a student loan, you’ll come across industry-specific terms that may not be familiar.

The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. The table below provides interest rates for direct subsidized loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2019, and before July 1, 2020.

The "current prevailing student loan interest rate" can be found on a variety of websites. 2018 – 2019 ffelp interest rates – MOHELA – A 8/10% loan made on/after 7/23/92 to a borrower with an outstanding FFELP loan in repayment 49 months or more and entitled to a variable interest rate. 3.10% 10.00%

The "current prevailing student loan interest rate" can be found on a variety of websites. 2018 – 2019 FFELP Interest Rates – MOHELA – A 8/10% loan made on/after 7/23/92 to a borrower with an outstanding FFELP loan in repayment 49 months or more and entitled to a variable interest rate. 3.10% 10.00%

For loans made up to 2013-2014 award year, it is best to contact the loan servicer to confirm the interest rate. Fees on Direct Stafford Loans. The current fee on the Direct Stafford Loans is 1.062% * for loans disbursed (funds sent to your school) from Oct. 1, 2018 to Sept. 30, 2019.

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balance) payment, lenders may calculate a payment that will fully amortize the loan(s) based on the current prevailing student loan interest rate and the allowable repayment period shown in the table below. The "current prevailing student loan interest rate" can be found on a variety of websites. For example, see

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